Benefits

MIPS membership benefits have been tailored for healthcare practitioners. Rather than limiting membership to a list of insurable incidents we have simplified our approach to comprehensive cover for our members. This is delivered through not only an indemnity policy but also other insurance policies and an uncapped discretionary cover unique to MIPS called MIPS Protections.

Comprehensive indemnity insurance cover for claims arising out of the provision of healthcare to patients. The limit of cover under the Indemnity Insurance Policy is $20 million. There are no standard excess or pre-set cover sub limits.

MIPS Protections, a unique benefit which provides discretionary assistance for your clinical activities not otherwise covered by insurance (eg assisting you with a dispute with a colleague, employer or regulator)

24hr Clinico-Legal Advice and Support, by independent and experienced expert healthcare professionals

Accredited professional development (CPD) including workshops, webinars and on-demand education and resources

Indemnity and travel cover for approved healthcare placements outside of Australia with up to $2 million medical expenses cover

Personal accident cover providing financial support for a number of listed injuries

Practice entity insurance cover and additional cyber private enterprise cover at no additional cost on approval for eligible practice entities

Discounted private health insurance as well as access to the My Wellness website where you can obtain nutritional, physical and mental health programs and also perform an online health check

Tools and resources to assist with financial literacy as well as access to personal, car and equipment financial loans and services

Membership Fee Estimate

Other features of membership

  • Hospital or employer indemnified placements
  • Services when accompanying an Australian sporting or cultural group
  • Student elective placements
  • Gratuitous aid healthcare in a developing country
  • Practice entity cover and optional cyber cover (subject to application) to cover the acts and omissions of staff, such as your receptionist or janitor, of an eligible entity
  • Cover for students undertaking an approved elective
  • Communicable diseases cover for AIDS, HIV and Hepatitis B and C (student and recent graduate members only)
  • Travel insurance cover for practitioners providing approved gratuitous aid healthcare in developing countries or students undertaking elective placements outside of Australia (part of the Personal accident policy)
  • Personal accident cover including compensation for death, sickness or injury (conditions apply)
  • Support and assistance for members in an employer indemnified job (eg salaried medical officer in a public hospital)
  • Indemnity pursuit assistance to ensure you receive the indemnity your entitled to from your employer or other organisation
  • Provision of tele-health (healthcare provided over the internet, by video conference or telephone in Australia)
  • Cover for prescription of drugs registered under the Therapeutic Goods Act 1989 (Cth)
  • Cover for any claim, investigation or proceeding arising out of the importation, manufacture, distribution or sale of any product (dental practitioners only)
  • Pay your membership fee by monthly instalments (at no additional cost)

This is a summary only, you should read the full list of member benefits, including any terms and conditions which are outlined in the Membership Benefits Handbook and Insurance Covers Handbook.