Why MIPS
We’re here to protect and support members in some of their most difficult career moments. Medicine and dentistry are specialist careers and require equally matched specialist support and protection. When the circumstances call for action, we’re prepared.
No sub-limits
We don’t have any sub-limits for civil liability or defence costs in our indemnity insurance cover. We simply have the one limit of $20 million per claim and in the aggregate for the policy period (financial year).
No hidden fees
Your MIPS membership includes all the listed benefits regardless of the services you access. Your annual fee will only be impacted if your practice requirements change.
24/7 Medico-legal support
When you call our 24-hour Medico-Legal Support line, you can speak with an experienced advisor, not administrative staff. We have both clinical and legal advisers.
Best legal representation
We have an in-house legal team which is supported by a panel of law firms. This means we can employ the best in the business to represent our members.
Membership Quote
Member core benefits
What we cover
Our Indemnity Insurance Policy is comprehensive cover for health practitioners and meets AHPRA professional indemnity requirements. See the Member Handbook combined PDS and FSG for details.
| Area of cover |
Clause/s |
Sub-limit* |
Aggregate limit |
| Insurance Cover Part A |
$20M |
| Civil liability coverage |
3.1 |
None |
| Appeals (under part A) |
3.2 |
None |
| Insurance Cover Part A – Extensions |
| Discipline and regulatory matters |
4 |
None |
| Hospital inquiries |
5 |
None |
| Mandatory reporting |
6 |
None |
| Medicare and PSR |
7 |
None |
| Private health investigations |
8 |
None |
| Coronial inquiry or royal commission |
9 |
None |
| Drug and poisons authorities |
10 |
None |
| Removal from proceedings |
11 |
None |
| Subpoenas |
12 |
None |
| Insurance Cover Part A – Specific inclusions |
| Indemnity dispute pursuit |
13 |
None |
| Telehealth |
14 |
None |
| Clinical trials and research projects |
15 |
None |
| Student placements and Healthcare activities |
16 |
None |
| Gratuitous services |
17 |
None |
| Medical retrievals and repatriation |
18 |
None |
| Good Samaritan acts |
19 |
None |
| Insurance Cover Part B – Extensions |
| HIV, Hepatitis B or Hepatitis C |
20 |
$25,000 |
| Insurance Cover Part C – Extensions |
| Administrative Staff or Assistants |
21 |
None |
| Sole practitioner entity |
22 |
None |
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Find out how to join MIPS
Proven track record
As a not-for-profit organisation, MIPS works solely to benefit its members. We respond and manage claim notifications and have a track record of successfully defending our members. We provide accredited risk education, confidential advice and most importantly ensure that MIPS is comfortably funded to cover current and future members’ claims liabilities and support.
Designed by healthcare practitioners
Membership provides the necessary cover and assistance for healthcare professionals and students. Insurance covers (including dental indemnity cover) provided as part of membership exceed the minimum indemnity requirements outlined by Australian Health Practitioner Regulation Agency.