disclaimer

Medical Indemnity Protection Society Ltd (MIPS) is an Australian Financial Services Licensee (AFS Lic. 301912). MIPS Insurance Pty Ltd (MIPS Insurance) is a wholly owned subsidiary of MIPS and holds an authority issued by APRA to conduct general insurance business and is an Australian Financial Services Licensee (AFS Lic. 247301). MIPS arranges general insurance covers for MIPS members, including the MIPS Insurance medical indemnity policy underwritten by MIPS Insurance.

website

This website is operated by MIPS under the domain name www.mips.com.au.au.   Your use of this website constitutes your agreement to the terms, conditions and notices below. If you do not agree with these terms, please do not use this website.

This website contains general advice only and does not consider what you currently have, want and need for your personal circumstances. It is important that you consider these matters and read the Product Disclosure Statement and any Supplementary PDS that may apply and are available on this website before you make a decision about MIPS membership.

privacy policy

Your use of the information contained on this website is governed by MIPS Privacy Policy.

If at any time you believe that MIPS has breached these privacy guidelines, please notify MIPS by e-mail at info@mips.com.au and MIPS will use all reasonable efforts to remedy the problem.

use of this website

You may not post information or materials that contain a virus or other harmful components to this website.

You are responsible for the materials you post to the website and you may not use language that is threatening, abusive or obscene. MIPS reserves the right to remove or edit messages or material submitted by users.

copyright protection

The content on this website, including site layout, functionality, design, text and images are protected by australian and international copyright laws. You may print or download content from this website for your personal, non-commercial use, provided you keep all copyright and disclaimer notices intact. 

You must not post materials on the site unless you are the owner of the copyright or have the express permission of the copyright owner to post it.

linking to other websites

Whilst this site may contain hyperlinks to other websites, this is not to be taken as an endorsement by MIPS of content within those sites or an indication of affiliation with another party unless the party providing the relevant link is authorised in writing to do so.  If you access the website via an external link, you are on notice that you do so at your own risk and expense.

information provided

The medical and legal information on the MIPS Website is not comprehensive and is intended to provide a general outline only.   It does not take into account the physical state, medical status and/or health requirements of any individual which are relevant to the proper diagnosis and treatment of any condition or disorder nor does the information take into account the specific facts relevant to any legal issue. Consequently, you should never use or act upon this information without first properly consulting, and seeking proper information and advice from, a qualified medical practitioner or a solicitor as the case may be. All material is provided as an information service only and should not be relied upon as a substitute for professional or commercial advice. MIPS does not give, or purport to give, any medical or legal advice, through this website.

MIPS expressly disclaim all responsibility for, and liability in respect of any particular circumstances the consequences of anyone's failure to obtain a proper medical examination and advice from a qualified medical or legal practitioner in the relevant circumstances. The opinions expressed by any health professional on this website are those of the relevant health professional and not that of MIPS. We accept no responsibility for them nor do we make any representations relating to the accuracy of any information placed on this website by any person whose comments and opinions are solely their own, or any such user's ability, knowledge, experience or professional qualifications.

disclaimer and limitation of liability

  • all Content is provided "as is" and without warranties of any kind, either express or implied
  • MIPS does not warrant that the functions contained in any content or your access to the Website will be uninterrupted or error-free, that any defects will be corrected or that the Website or the server which stores and transmits content to you are free of viruses or any other harmful components
  • MIPS does not warrant or make any representation regarding your access to, or the results of your access to, the Website (including any related or linked websites) or any Content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise

Under no circumstances (including, but not limited to any act or omission on the part of MIPS) will MIPS be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, the Website or any Content.