Whether you're an oral and maxillofacial surgeon, general dentist or dentist in training, you can find a MIPS membership category to suit your practice. If you are like many Australian dentists, you may be working in a small practice, which you may part own, or be working in a larger practice or hospital. You can find a MIPS membership category to cover your area of practice and amend the basis for full private practice, both private and employer indemnified practice or full employer indemnified practice.

MIPS provides cover for several thousand of Australia’s 17,000 dentists and provides highly competitive rates.

If you graduated in the last five years, you may be eligible for a recent dental graduate basis for your membership which may attract a lower membership fee.

Practice staff cover

If you are like many practitioners and work in your own private practice, you may be eligible for MIPS’ practice staff cover that is part of membership. This protects you from the acts, errors and omissions of practice staff such as practice managers, receptionists and assistants in relation to the healthcare you provide. Practitioners required to be AHPRA registered are excluded (eg nurses, physiotherapists, doctors, dentists and other allied health professionals).

You do not need to request this cover as it is one of the covers in the Indemnity Insurance Policy that is part of membership.

Example of practice staff cover

A person comes into your dental practice without an appointment on a day you are fully booked.

The person advises the receptionist they saw you recently for a root canal and now have some localised pain. Despite their insistence on an appointment, your receptionist doesn't consider it urgent as the patient does not appear to be in much pain. They tell the patient they cannot see you today and gives them the next available appointment.

The patient returns home and endures the pain as a root canal infection spreads to their jaw, face and bloodstream. When they finally present to you, the infection is obvious and you treat them promptly and appropriately. However,  shortly after, the patient makes a demand for compensation against your practice and threatens to take legal action on the grounds that you did not identify and treat the infection earlier.

In this example, your treatment may have been technically competent but the practice and receptionist may be liable.

Private practice cover for dentists in training

To support practitioners in their studies and practical training MIPS offers private practice cover for dentists in training at no additional cost. This cover is offered in the spirit of MIPS' not-for-profit ethos so dentists are free to develop their skills. You are eligible or this additional cover provided your private practice does not constitute more than 50% of your hours worked per week (annualised). Conditions apply. See the Member Handbook.


Dental membership categories

  • Dentist
  • Dento-maxillofacial radiology
  • Endodontics
  • Forensic odontology
  • Oral and maxillofacial surgery
  • Oral medicine
  • Oral pathology
  • Oral surgery
  • Orthodontics
  • Paediatric dentistry
  • Periodontics
  • Prosthodontics
  • Public health dentistry (Community dentistry)

You have a choice

Many dental professionals choose to join MIPS and still keep their membership with the ADA or DHAA. You can opt out of paying indemnity with other organisations and just have your indemnity through MIPS – this way you don’t pay twice.

Do you own your own practice?

If you are like many dentists and work in a small private practice your cover also includes practice staff cover (eg practice managers, receptionists and assistants) in relation to your healthcare practice.

247 education

Once you are outside of the hospital system, accumulating your CPD points becomes more difficult, which is one of the reasons why MIPS offer risk education.

Risk education

Conduct a detailed online health check and access 6 to 10 week nutritional, physical or mental health programs. 

 My Wellness

Members Only: You must register to gain access

MIPS Members enjoy a 9% discount with Australian Unity for private health insurance*.

Australian Unity

  Health insurance

You will be directed to Australian Unity's website

Australian Unity Health Limited (Australian Unity) ABN 13 078 722 568 is a registered health insurer. MIPS receives no financial benefit or commission from any health insurance products sold to members.

*9% discount includes all other retail discounts and is only available when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover. Not to be used in conjunction with any other offer or discounts