General Practitioners (GPs)

Protecting you and your professional reputation

GPs are the beating heart of medical care in Australia and our cover options support where and how you practise. We understand that insurance can seem complex, that’s why we’re committed to helping and supporting you when you need it the most.

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Why choose MIPS?

As a member-owned not-for-profit organisation, every decision is made with our members in mind. We’re here to protect you and your professional reputation with comprehensive insurance cover. As a MIPS Member you’ll also have access to resources, advice, and support 24 hours a day from medico-legal experts.

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Comprehensive Indemnity Cover

Providing you protection for up to $20 million in claims*

*The maximum amount we will pay in the aggregate per annual membership period.

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24/7 Medico-Legal Advice

Ability to speak with an experienced professional any time of the day

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Access to accredited professional development (CPD) and on-demand learning.

Practice with confidence

General practice is a unique and holistic discipline with GPs contributing to the evolution of healthcare based on their individual interests. We understand that not all GPs are the same and offer three categories on membership. These are:

  • GP non-procedural
  • GP procedural
  • GP procedural including anaesthetics and/or obstetrics.

Under these categories, GPs may be able to apply for an endorsement for ‘minor cosmetic services’.

To find out about our extensive list of activities covered under these categories view the Member Handbook.

If you are like many practitioners and work in your own practice, you may also be eligible for MIPS’ practice staff cover that is part of membership. This protects you from the acts, errors and omissions of practice staff such as practice managers, receptionists and assistants in relation to the healthcare you provide. Healthcare for which practitioners are required to be Ahpra registered are excluded (eg. administration of vaccines).

For more detail on MIPS cover for GPs, view the Member Handbook.

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MAKE IT MIPS in 3 easy steps

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2. Review your quote
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3. Apply to MIPS
MIPS membership ceases at 30 June each year. Check with your existing provider for cancellation fees. You can pay your membership fee by monthly instalments at no additional cost.

MIPS Members enjoy a 9% discount with Australian Unity for private health insurance*.

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  Health insurance

You will be directed to Australian Unity's website

Australian Unity Health Limited (Australian Unity) ABN 13 078 722 568 is a registered health insurer. MIPS receives no financial benefit or commission from any health insurance products sold to members.

*9% discount includes all other retail discounts and is only available when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover. Not to be used in conjunction with any other offer or discounts

Insurance cover is subject to the terms, conditions, and exclusions of the policy. The information provided is general advice only and does not consider your personal circumstances or needs. You should review the Member Handbook Combined PDS and FSG and/or contact MIPS on 1800 061 113, before making a decision. Information is current as at the date published.

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Risk education


Complete on-demand CPD with 1-2hr online modules, 1 hour webinars or workshops in Spring and Autumn each year.

Currently, all of MIPS’ risk education workshops, webinars and online units that are suitable for medical practitioners that are accredited by the RACGP under category 2 in the RACGP’s QI & CPD program.