Indemnity for placements and electives

MIPS membership gives students indemnity insurance and support should there be a complaint, investigation or legal action as a result of your involvement in any healthcare you provide as a student.

Indemnity cover for your electives in Australia (eg John Flynn Placement Program) is automatic if you are a MIPS member. You must meet some criteria.

The indemnity cover applies for any of your clinical placements and healthcare activities (including electives, observerships, scholarship and exchange programs).

This applies to:

  • Australian university students undertaking placements or healthcare activities as a student in or outside Australia (excluding the USA or where US law applies); or
  • International university students undertaking placements or healthcare activities as a student in Australia (travel cover cannot apply in this instance).

Indemnity cover for healthcare activities both in and outside Australia

Advice and support available 24/7 in the event on an incident

Travel cover at no cost for placements outside Australia. Eligibility criteria apply.

Access to education on-demand with certificates to boost your CV

There is no need to notify us, indemnity cover is automatically provided if the activities undertaken are commensurate with the level of education, training and experience for a healthcare student and you are:

  • appropriately supervised by a registered healthcare practitioner (which includes direct or indirect supervision that provides adequate access to communication, oversight, interaction, direction and support from your supervisor throughout the activity)
  • not being remunerated for the healthcare activities undertaken
  • not undertaking volunteer activities (eg St Johns, charity groups etc)

Subject to meeting the eligibility criteria, Australian student members undertaking a placement outside of Australia are eligible for free travel cover for their trip.

Protection during your elective

MIPS’ indemnity covers student healthcare activities such as:

  • observation, taking a history or performing the physical examination of a patient
  • writing a patient management plan and interpreting investigations
  • administration and principles of admitting and discharging patients
  • communicating with patients, relatives and staff
  • basic clinical activities (dressing wounds, venepuncture, cannulation, suturing, assisting in surgery)
  • basic dental activities (scale/clean, oral health instruction, simple extractions, restorations).

See the Membership Benefits Handbook and the Members' Insurance Covers Handbook for more detail.