Indemnity for student placements and electives

While you’re a student, your MIPS membership gives you indemnity insurance and support in the event of a complaint, investigation, or legal action as a result of your involvement in healthcare you provide as a student.

The MIPS Membership Student category provides cover for student healthcare placements (including electives) where the placement is undertaken with the approval of and as a requirement for, a university at which you are studying to obtain a qualification that will lead to registration as a health practitioner.

If you attend an education provider in Australia, cover is extended to student healthcare placements outside of Australia (excluding the USA and where USA laws apply).

If you are unsure if your student healthcare activities are covered, visit

Protection during your elective

Some examples of the healthcare activities that MIPS’ indemnity may cover are:

  • observation, taking a history or performing the physical examination of a patient
  • writing a patient management plan and interpreting investigations
  • administrating the admission and discharge of patients
  • communicating with patients, relatives and staff
  • basic clinical activities (dressing wounds, venepuncture, cannulation, suturing, assisting in surgery)
  • basic dental activities (scale/clean, oral health instruction, simple extractions, restorations).

Refer to our Member Handbook for more detail.

Insurance cover is subject to the terms, conditions, and exclusions of the policy. The information provided is general advice only and does not consider your personal circumstances or needs. You should review the Member Handbook Combined PDS and FSG and/or contact MIPS on 1800 061 113, before making a decision. Information is current as at the date published.