Personalised protection for dentists

Whether you're an oral and maxillofacial surgeon, general dentist or dentist in training, you can find a MIPS membership category to suit your practice. Reinforce your confidence with our understandable insurance cover that supports where and how you practise.

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Why choose MIPS?

As a member-owned not-for-profit organisation, every decision is made with our members in mind. We’re here to protect you and your professional reputation with comprehensive insurance cover. As a MIPS Member you’ll also have access to resources, advice, and support 24 hours a day from medico-legal experts.

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Comprehensive Indemnity Cover

Providing you protection for up to $20 million in claims*

*The maximum amount we will pay in the aggregate per annual membership period.

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24/7 Medico-Legal Advice

Ability to speak with an experienced professional any time of the day

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Access to accredited professional development (CPD) and on-demand learning.

What cover is available to dentists?

If you’re like many Australian dentists, you may be working in a small practice, which you may part own, or be working in a larger practice or hospital.

You can find a MIPS membership category to cover your area of practice and amend the basis for full private practice, both private and employer indemnified practice, or full employer indemnified practice. MIPS provides cover for several thousand of Australia’s 18,000 dentists and provides highly competitive rates.

If you work in a small private practice your cover may also extend to your practice staff (e.g. practice managers, receptionists and assistants) in relation to your healthcare practice.

Dental membership categories

  • Dentist
  • Dento-maxillogacial radiology
  • Endodontics
  • Forensic odontology
  • Oral and maxillofacial surgery (dental)
  • Oral medicine
  • Oral and maxillofacial pathology
  • Oral surgery
  • Orthodontics
  • Paediatric dentistry
  • Periodontics
  • Prosthodontics
  • Public health dentistry (community dentistry)
  • Special needs dentistry

Private practice cover for dentists in training

To support practitioners in their studies and practical training MIPS offers cover for non-employer indemnified practice for dentist specialists in training with a fee waived membership. This cover is offered in the spirit of MIPS' not-for-profit ethos so dentists are free to develop their skills. Conditions apply. See the Member Handbook.

Cover for recent dental graduates

If you have graduated in the in the last five years, your MIPS Membership will be fee waived for the first 12 months. As a member-based organisation, we’re here to support recent dental graduates both professionally and financially. Learn more about cover for recent dental graduates here.


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2. Review your quote
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3. Apply to MIPS
MIPS membership ceases at 30 June each year. Check with your existing provider for cancellation fees. You can pay your membership fee by monthly instalments at no additional cost.

Choose MIPS to protect your purpose

Many dental professionals choose to join MIPS and still keep their membership with the ADA or DHAA. You can opt out of paying indemnity with other organisations and just have your indemnity through MIPS – this way you don’t pay twice for indemnity cover, and can benefit from our on-demand CPD and 24/7 support.

MIPS Members enjoy a 9% discount with Australian Unity for private health insurance*.

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  Health insurance

You will be directed to Australian Unity's website

Australian Unity Health Limited (Australian Unity) ABN 13 078 722 568 is a registered health insurer. MIPS receives no financial benefit or commission from any health insurance products sold to members.

*9% discount includes all other retail discounts and is only available when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover. Not to be used in conjunction with any other offer or discounts

Insurance cover is subject to the terms, conditions, and exclusions of the policy. The information provided is general advice only and does not consider your personal circumstances or needs. You should review the Member Handbook Combined PDS and FSG and/or contact MIPS on 1800 061 113, before making a decision. Information is current as at the date published.