Specialist medical practitioners

Personalised protection for Specialist medical practitioners.

As a specialist we understand that you may face a range of risks in your practice. MIPS is here as your partner through uncertainty to reinforce your confidence.

Our insurance cover provides protection for over 40 specialist categories, all with $20 million professional indemnity insurance.

If you’re like many specialists and split your time between hospital work and practice not indemnified by your employer, we can tailor your cover so you’re only paying to cover your specific level of risk.

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Why choose MIPS?

As a member-owned not-for-profit organisation, every decision is made with our members in mind. We’re here to protect you and your professional reputation with comprehensive insurance cover. As a MIPS Member you’ll also have access to resources, advice, and support 24 hours a day from medico-legal experts.

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Comprehensive Indemnity Cover

Providing you protection for up to $20 million in claims*

*The maximum amount we will pay in the aggregate per annual membership period.

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24/7 Medico-Legal Advice

Ability to speak with an experienced professional any time of the day

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Access to accredited professional development (CPD) and on-demand learning.


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2. Review your quote
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3. Apply to MIPS
MIPS membership ceases at 30 June each year. Check with your existing provider for cancellation fees. You can pay your membership fee by monthly instalments at no additional cost.

A supportive network for your specialist practice

MIPS is your partner through uncertainty, whether you’re a specialist registered with Ahpra, undergoing specialist training or practising under supervision as an international specialist.

If work in your own practice and qualify as a sole practitioner, our practice staff cover protects you from the acts, errors and omissions of practice staff such as practice managers, receptionists and assistants in relation to the healthcare you provide. See the Member Handbook for full eligibility terms and conditions.

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Specialist membership categories

Specialist surgical categories:

  • Cardiothoracic surgery
  • General surgery
  • Gynaecology including IVF
  • Neurosurgery
  • Obstetrics and gynaecology
  • Ophthalmology
  • Oral and maxillofacial surgery
  • Orthopaedic surgery
  • Otolaryngology head and neck surgery
  • Paediatric surgery
  • Plastic surgery
  • Urology
  • Vascular surgery

Specialist non-surgical categories:

  • Addiction medicine
  • Anaesthesia
  • Dermatology
  • Emergency medicine
  • Intensive care medicine
  • Medical administration
  • Occupational and environmental medicine
  • Pain medicine
  • Palliative medicine
  • Pathology
  • Physician non-procedural
  • Physician procedural
  • Psychiatry
  • Public health medicine
  • Radiation oncology
  • Radiology
  • Rehabilitation medicine
  • Sexual health medicine
  • Sport and exercise medicine

These categories also apply if you are undertaking an accredited specialist training program.

If you work in multiple categories, or your specialisation isn’t covered above, get in touch so we can help you determine the specific type of cover you require.

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MIPS Members enjoy a 9% discount with Australian Unity for private health insurance*.

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  Health insurance

You will be directed to Australian Unity's website

Australian Unity Health Limited (Australian Unity) ABN 13 078 722 568 is a registered health insurer. MIPS receives no financial benefit or commission from any health insurance products sold to members.

*9% discount includes all other retail discounts and is only available when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover. Not to be used in conjunction with any other offer or discounts

Insurance cover is subject to the terms, conditions, and exclusions of the policy. The information provided is general advice only and does not consider your personal circumstances or needs. You should review the Member Handbook Combined PDS and FSG and/or contact MIPS on 1800 061 113, before making a decision. Information is current as at the date published.