Why MIPS

We’re here to protect and support members in some of their most difficult career moments. Medicine and dentistry are specialist careers and require equally matched specialist support and protection. When the circumstances call for action, we’re prepared.

No sub-limits

We don’t have any sub-limits for civil liability or defence costs in our indemnity insurance cover. We simply have the one limit of $20 million per claim and in the aggregate for the policy period (financial year).

No hidden fees

All our membership benefits are part of your membership. Unless you need to change your membership you only pay a membership fee once a year regardless of the services you use.

Best legal representation

We have an in-house legal team which is supported by a panel of law firms. This means we can employ the best in the business to represent our members.

 

Membership Quote

 

Member core benefits

 

How likely would you be to recommend MIPS to your colleagues?

These results are from thousands of surveyed members and are updated in real time so you can always see if your peers would recommend MIPS.

What we cover

Our Indemnity Insurance Policy is comprehensive cover for health practitioners and meets AHPRA professional indemnity requirements. See the Member Handbook combined PDS and FSG for details.

  • Defending you in the event of complaints or civil suits from patients
  • Representing you in an investigation conducted by AHPRA, HCCC, coroner, Medicare or other healthcare authorities
  • Assisting with responses to investigations or disciplinary hearings by your employer, colleges or professional body
  • Paying legal costs, damages or other civil liabilities you are ordered to pay
  • Representing you with hospital inquiry defence/removal from proceedings
  • Representing you at disciplinary hearings of a professional body such as a college
  • Pursuing your rights to be indemnified by your employer for a civil claim, complaint
  • Responding to a subpoena to provide healthcare records
  • Defending a complaint against a mandatory report
  • Defending a complaint where there is a dispute with a government department or statutory authority in relation to your healthcare
  • Defending a complaint made about you because you have reported a patient or practitioner for child abuse/neglect
  • Funding an appeal where MIPS considers there is merit and reasonable prospects of success
  • Cover for telehealth activities includes videoconferencing, internet and telephone
  • Cover for clinical trials, refer to ‘Clinical Trials’ in the Classification Guide
  • Good Samaritan acts cover in all countries except the USA or where USA law applies

Find out how to join MIPS

Proven track record

As a not-for-profit organisation, MIPS works solely to benefit its members. We respond and manage claim notifications and have a track record of successfully defending our members. We provide accredited risk education, confidential advice and most importantly ensure that MIPS is comfortably funded to cover current and future members’ claims liabilities and support.

Designed by healthcare practitioners

Membership provides the necessary cover and assistance for healthcare professionals and students. Insurance covers (including dental indemnity cover) provided as part of membership exceed the minimum indemnity requirements outlined by Australian Health Practitioner Regulation Agency.